Lasaii Benefits

Posted on Mar 1 2018 - 5:14pm by Lance Edwards

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Any home. Any real estate. Anywhere

Call for a FREE consultation today! 1-800-564-8625


Lasaii offers an alternative method for using your IRA and other retirement funds to support the purchase of real estate. Lasaii specializes in helping clients structure customized, tax effective IRA real estate investments that enhance their portfolios, lifestyles, market positions, and legacies.

The key difference between Lasaii’s program and other IRA real estate investments is that you can occupy your property.

With Lasaii, you can apply your IRA to any asset such as a primary residence, second home, vacation/rental, investment property or to support existing mortgage payments—all while keeping your retirement funds protected from the volatility of the stock market.


AAEAAQAAAAAAAAnJAAAAJDU0OGIyMGExLTdmY2UtNDk3Mi1hMGViLWQ5ZGFkNmU3YTAyMgFrequently Asked Questions About Lasaii Benefits

Yes, you can use your IRA/401K Rollover to help with the process of buying, building, supporting and qualifying for the loan for real estate that you and your family can immediately occupy! Here are some of the most frequently asked questions about our program:

Q: How long have we been assisting Clients in Structuring SAFE HARBOR®-Directed IRAs™?

A: Since 1992. We have hundreds of satisfied clients across 36 states and five countries.

Q: How much does our program cost?

A: The majority of our clients pay no out of pocket fees at all to establish the SHIRA™, though whether or not you pay fees out of pocket depends on your choice of custodian.

Q: Which of my retirement accounts will qualify for our program?

A: Most IRAs, 401(k)s, and employer sponsored retirement plans are eligible for rollover or transfer to a SAFE HARBOR®-Directed IRA™. The particulars of the plan and your employment status will determine eligibility. This program can work for IRA holders of all ages. Roth IRAs, however, do no qualify.

Q: What is the minimum funding requirement to establish a SAFE HARBOR®-Directed IRA™?

A: $100,000. But allowances will be made on an individual basis. For example, we work with homeowners who are in need of help to make their monthly mortgage payments and property taxes due to job loss or other challenging economic situations. Your SHIRA™ can be structured to provide additional monthly income to apply to an existing mortgage payment to tide you over during the transition time.

Q: Can my family and I occupy the real estate we purchase with your program?

A: Yes. Our program is flexible, and we can assist you in designing a structure that allows you to occupy the property either as a primary residence, a vacation home, a rental property or both!

Q: Can I buy real estate in a country other than the United States?

A: Yes, provided you are legally allowed to buy real estate in that country, you file US tax returns, and you can obtain a loan for the purchase.

Q: Do I need to have my real estate identified and ready to purchase when I start working with your program?

A: No. The first step is to transfer your IRA funds to a SAFE HARBOR®-Directed IRA™ account where the principal is protected against any potential decline in the stock market. You may take as long as you’d like to choose your real estate.

Q: What restrictions apply to the type of real estate I can buy?

A: You may purchase or build a primary residence, a second (vacation) home, investment real estate or land to build on.

Q: What happens if I need to sell real estate purchased using my SAFE HARBOR®-Directed IRA™?

A: Just as you may purchase your real estate at any time, you are also free to sell it at any time. The flexibility of the program allows you to redirect the SAFE HARBOR® proceeds to support the mortgage payments and property taxes for a different property you choose to buy, or you can use it to support any other existing mortgage. You can also choose to leave your SHIRA™ with the same custodian and use the proceeds for retirement income.

If you have another question that was not listed above, comment below, message me, or call 1-800-564-8625 to learn more!