Looking for a Hard Money Broker?

Posted on Jul 12 2017 - 7:17pm by Lance Edwards

You’re in the right place. We’re a respected lender that offers streamlined services, quick closings, and aggressive rates. Our specialty is working directly with mortgage brokers and investors to purchase or refinance of non-owner occupied residential properties. Sign up now to see financing options.

Think Outside the Bank

At Civic, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround. And you can take that to the bank.

General Guidelines
  • Non-owner Occupied Only
  • Lending in AZ, CA, CO, FL, HI, NV, OR, TX, UT, WA & GA.
  • Purchase, Refinance, Cash Out, Rehab
  • 75-80% LTV
  • $100K-$5 Million
  • SFR, 1-4, 5+, Condos
  • Interest Only Payments
  • Stated Income/Bank Statements Only
  • No Minimum FICO Requirements


We are Colony American Finance

Colony American Finance is a leading provider of financing solutions to residential real estate investors. We provide attractive long term debt products for stabilized rental properties as well as credit lines for new acquisitions.

“Financing investor-owned rental properties and providing acquisition capital to help grow your business.”

Our process is built from experience. Timely and efficient closing processes matter to us as much as they do to you. We pride ourselves on flexibility that works for your business. Our credit lines provide funds when you need them; our term loans allow you to unlock the value in your rental properties.

How We Help Investors