BY KRISTA TOWERS— “With unemployment at an all-time high, people with entrepreneurial spirits are taking a giant leap of faith and venturing out on their own to provide for their families by starting their own businesses. My job is to ensure that every one of them has a fair shot of being a success.” – William Jennings, C.E.O.
At Pathway Financial, we believe that small businesses are the lifeblood of the US economy. We also understand that in order for small business to succeed they require seed money, and ongoing capital to keep their heads above water.
Not everyone has the luxury of access to venture capital and angel investors and the days of asking your local bank for a small business loan are behind us. This is where we step in. We take the guess work out of raising capital for your small business. Seeing your business receive the capital it deserves to succeed in these tough economic times is not only our goal, but our passion.
Whether you are a hopeful entrepreneur, looking to build your company’s future, or an industry veteran looking to expand your already profitable business, we have a solution for you.
With the financial industry in turmoil, it can be exhausting and disheartening when looking for business capital. Our team of financial experts know the banking industries ever-changing underwriting guidelines better than the banks themselves. We leverage that information to ensure that you receive the most funding possible in the shortest period of time.
Our work is not complete once you receive your funding. We will work with you to make sure your business is running as efficiently as possible, so you can focus on building your business. From website design and marketing to sales training and accounting, we have the services available to get your business on the path to success.
No problem! We specialize in working with credit challenged business owners. Sign up for our E-Newsletter to learn about our Non-Credit based programs to fund your business the right way.
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We have a couple types of different types of programs for your clients. One is our credit based program which is strictly dependent on credit not on property. Unsecured revolving lines of credit. We are looking for credit scores of 680 and above to qualify. We also look to make sure nothing derogatory is reporting as in; bankruptcies, foreclosures, tax liens and any late payments. The lenders are extremely strict with credit since they lend based on your ability to repay previous loans/lines of credit.
We can get the client up to $150,000 based on credit in 7-10 business days. The higher the credit limits the client already has and the older the credit profile is. We do not ask for any collateral, and we do not put any liens on any properties. We do not charge any up front fees. Just our one time 10% fee after funding is complete which clients can pay with the funding they receive. I will just need to see a current copy of the credit report from the free link listed below that will not result in any hard pulls.
Freescore360 (please click here)
We have a program that is based on clients personal W2 income. With this program we can get up to $200K (varys) in 5-7 business days. The lender will offer the client a 3 or 5 year term. The interest is based on the clients and it is case by case. I have seen as low as 7% but I have also seen as high as 30%. I will need to see a recent credit report with all 3 bureaus and will need SS and DOB. Please use link provided.
Our non credit based business program allows business owners to receive cash within 3-5 days. They will need at least $10k or more in sales to qualify and active for 1 year. I will need to see the last 3 months of business bank statements to qualify them.
We can get anyone qualified so please give me a call if you have any questions. I hope you have a great day, I look forward to working with you in the future.
Holman Consulting LLC is a company that has a unique understanding of the challenges entrepreneurs face. When you decide to work with us, you are working with a team of individuals who are dedicated to helping you succeed. Whether you are a startup or an established company, we can help you with challenges like project funding, sales and marketing, and creating systems that allow you to leverage your company’s strengths and dominate your industry.