What is Hard Money?

Posted on Jan 25 2017 - 8:40pm by Lance Edwards


1451_10206821512473869_1021658369402887843_n2222222Hard [hahrd] Mon-ey [muhn-ee], The term commonly used to describe non-bank / non-conventional financing. “Hard Money” is traditionally used for troubled or opportunistic commercial real estate and businesses who do not qualify for conventional (Bank) financing.

What is Hard Money Central?

Clark Capital Group, LLC, owner of www.HardMoneyCentral.com, is a marketing, training and business consulting company specializing in commercial hard money funding and business funding. We have been asked by our commercial hard money lending and business funders to find them commercial funding opportunities. We specialize in providing hard money or unconventional lenders/funding sources with funding opportunities.

How can Clark Capital Group, LLC help you?


Clark Capital Group, LLC is a consultant firm to Real Estate Investors, Mortgage Bankers, Mortgage Brokers and direct clients who desire commercial financing such as hard money or un-conventional business financing. We specialize in non-conforming, non-bankable, troubled, or opportunistic commercial mortgage and business financing when conventional financing is not an option.

We have an extensive network of Hard Money or un-conventional lenders/funders who finance “Non-Conforming” commercial hard money  loan opportunities. Our Commercial Hard Money Loans are made to fit the needs of a variety of clients.

Additionally, Clark Capital Group, LLC provides business & financing consulting and training. We guide and advise our clients through this complicated process.

Because of our business financing expertise we have developed a conventional commercial funding platform. Click the above tab “Specialty Funding Programs” to see our menu of conventional products. Click that tab and you will see out latest BLOC (Business Line of Credit) program . This is a highly desirable program for small businesses. Additionally, we offer conventional financing such as SBA loans and other conventional commercial Bank financing.

Browse our web site for the most up-to-date Commercial Hard Money mortgage financing, Conventional Business Financing and real estate investor funding programs.

Are you a real estate investor that needs guidance what it comes to obtaining a hard money loan for your Fix and Flip opportunities?

Then, you need Kevin S Clark’s “Borrowing Hard Money, Tips and Tools for real estate investors”.

Go to:







Are you a mortgage banker or mortgage broker?

If so, than you certainly need to have” Kevin S Clark’s Hard Money Training, Tips and Tools for getting your non-conforming deal funded”.

Go to:









Kevin S Clark, Managing Member

Clark Capital Group, LLC

Kevin S Clark, aka, “Mr. Hard Money” (www.MrHardMoney.com) is Founder and Managing Member of Clark Capital Group, LLC. Kevin has been described as a marketing genius, his specialty being hard money lending  for real estate investors and real estate marketing. He is a respected industry leader with more than 25 years of experience, and has originated billions of dollars in non-conforming commercial real estate (Hard-Money) loans.

Kevin S Clark was Director of Marketing for one of the nation’s largest private commercial mortgage lending firms, from November 1988 until July 2003. In his role as Director of Marketing, he was a major force in helping the private lending firm gain national recognition as one of the country’s largest private lending sources.

Today, Kevin S Clark is Managing Member for Clark Capital Group, LLC (CCG) in Old Tappan, New Jersey. CCG is a business consulting company specializing in creative financing for non-conforming (Hard Money) commercial real estate mortgage loans, for fix n flippers of smaller properties (real estate investors), and businesses. Through its consulting services CCG locates funding opportunities nationally as well as internationally for direct private lending firms, hedge funds and banks.

From 2003 to 2007 , Kevin S Clark was a visiting instructor for the Dynetech Corp, a seminar company out of Orlando, FL. Kevin instructed for Dynetech’s American Cash-Flow Association and the real estate guru’s, Robert Allen and Carlton Sheets programs.

In mid summer 2005, he made available his new e-book, “Kevin S Clark’s Making Money with Hard Money Commercial Mortgage Lenders, Tips & Tools for Getting Your Non-Conforming Commercial Mortgage Funded Fast”. Kevin’s Hard Money Training e-book is dedicated to training mortgage professionals who are interested in learning the “Hard Money” commercial mortgage business.

Non-conforming financing expertise, marketing savvy and powerful speaking and communication skills have won Kevin S Clark many speaking invitations from well-known industry associations nationwide.

He has been on the panel of lenders for:
Crittenden’s “Meet-The-Lenders” conferences
Mortgage Bankers of America
The National Association of Mortgage Brokers.

In 1995 & 2000, The National Association of Mortgage Brokers recognized Kevin S Clark for his part in developing their commercial mortgage symposium, which was created to educate members of NAMB who are interested in commercial mortgage lending.  Kevin S Clark is also called upon regularly by commercial real estate and mortgage trade publications for his views on various commercial mortgage topics.

He has been on he cover of:
Commercial Property News
National Mortgage News
Commercial Mortgage Insight.

He has been interviewed by such publication as:
The New York Times
The ACFA Cash Flow Journal
New Jersey’s Bergen Record and Star Ledger
The Florida Business Journal
The Scotsman Guide
The Mortgage Press
and other mortgage trade publications.

In the July 2007 issue of “Broker” magazine (a mortgage industry trade publication), Kevin was featured in the cover story about Hard Money lending.
A New York City native, he attended Western New England College in Springfield, Massachusetts, where he earned a Bachelor of Arts Degree in Communications.

Through his knowledge of the Internet and marketing expertise, Kevin helped catapult his wife’s business as a real estate agent for Coldwell Banker in Hillsdale, New Jersey. Today, his wife, Paula Clark, is a top Coldwell Banker Realtor out of over 3000 CB agents in the state on New Jersey. Paula specializes in Bergen County, New Jersey. Kevin is a licensed New Jersey Realtor and Certified as a  Coldwell Banker Commercial specialist.

Email: Kevin@ClarkCapitalGroup.com



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